Ramshackle, dilapidated ... but look at that roof.
Glenn,Yup. There are a surprising number of houses like this here--they don't look like much, but they're warm and dry, look nicer on the inside (probably have a 42" flat screen TV, etc.), and usually occupied by a solitary retired person. Not quite poor, exactly, but not quite able to keep things up.
You're describing me (except for the 42" flat screen TV).
Heh, maybe! But I've seen pics of your place. It looks a bit (well, quite a bit) nicer than this one!